and Marketplace Lending
Counseled fintech companies on financial regulatory and compliance matters, such as licensing and product development, fair lending, and anti-money laundering.
Advised on development and implementation of enterprise-level risk management programs and compliance management systems.
Assisted fintechs in developing critical third-party relationships (including bank-partner agreements, servicing agreements, and asset purchase and sale agreements, including contracts involving "true lender" risk).
Advised private equity firms on regulatory and transactional matters related to de novo bank investments.
Represented financial institutions in transactions requiring regulatory approvals from U.S. federal and state regulatory agencies, and developed compliance frameworks for various business combinations.
Advised a foreign banking organization in drafting U.S. resolution plans and developing recovery and restructuring strategies.
Advised banks on payments issues regarding deposit-access devices, including Automated Clearing House (ACH) and wire transfer transactions.
Represented financial institutions in investigations and enforcement proceedings before state and federal bank regulatory agencies.
Blockchain, Virtual Currencies, and Money Services Businesses
Advised companies on regulatory frameworks applicable to virtual currencies, cryptocurrencies, and blockchain.
Assisted a digital asset firm in obtaining state money transmitter licenses and structured partnerships with banks and other ecosystem players.
Provided strategic counsel to venture capital funds investing in initial coin offerings (ICOs).
Advised U.S. retailers on financial regulations and contract issues related to retail acceptance of digital currencies.